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Finance Options

Finance Options

If you like the idea of having ownership of your car, prefers paying off your loan, and don’t like the risk of possible lease-end charges, then you should consider finance as an option.

As a finance customer, throughout the term of your finance contract, your payments will consist of part principal and part finance charges. Each payment you make increases the amount of equity you’ve built up in your vehicle.

  • The benefits of financing your vehicle with Honda Financial Services are:
    • You are the owner of the vehicle.
    • All retail loans are open and you may pay out the finance contract at any time without prepayment penalties.
    • Simple interest method to calculate interest charges.
    • No kilometer charges.
    • No wear and tear charges.
    • Build equity.
    • Flexible terms.
    • Once all the payments have been made, you own the automobile
  • Things to be taken into consideration:
    • Monthly finance payments are typically higher than monthly lease payments as you are financing the total cost of your vehicle.
    • You are responsible for insurance coverage. Required coverage typically is detailed in your financing agreement.
    • You are responsible for maintaining the automobile. A maintenance schedule is outlined in the owner’s manual.

End of Your Finance Contract – What’s Next?

After making your payment each month for the duration of the financing contract, the vehicle is all yours. So what comes next? Negotiating a trade-in with your dealer may be a great way to come up with a down payment for your next Honda. You can also sell your vehicle privately or keep driving it for years to come – it’s your decision to make. For more information about your options at the end of your finance contract, please contact our Financial Services Department at 519-623-5991.

Customer Reviews

We are committed to making you a long-lasting customer and friend

  • Will Chomyc

    Excellent atmosphere and customer service. Went to see if they could beat the price I was given at another dealer. Not only did I get the price I wanted, I got a much friendlier staff to deal with that made me feel looked after. Would recommend to anyone looking to buy a Honda.

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  • Ayron Sinden

    The customer service provided at this location is impeccable. We went in to look at the possibility of upgrading our vehicle with no intention in mind to purchase. Stan answered all of our questions without making us feel pressured what-so-ever. He was suggestive in a positive way. They make it very comfortable to spend the amount of money you are [...]

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  • Don Fanstone

    Honda has supplied a number of automobiles for my wife and I. Dependable is the word I would select to describe the confidence that we share in Honda reliability. Whether one looks at styling, value, dependability, local service or any other metric, Honda is a standout. Cambridge Centre Honda has been our local dealer since we returned to Cambridge [...]

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  • J Robinson

    I had a wonderful experience at Cambridge Honda (always do; I'm on my fifth Civic). Elizabeth was our sales agent and she was extremely knowledgeable about all the different models and options. The actual negotiating took mere minutes as we had a dollar figure in mind and some options we wanted and were able to get everything we wanted and then some. [...]

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  • NITHIN THIGIRIPALLI

    It is an awesome car (CIVIC EX 2015) that I brought from Cambridge Honda. This is my first car and I'm loving it. I happened to meet two awesome people at Cambridge Center Honda; Tony and Elisabeth Terry who helped me at their best to choose my first car. Overall, I'm very happy with their customer service and more happy to be a customer of Cambridge [...]

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4.8

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