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Finance Options

Finance Options

If you like the idea of having ownership of your car, prefers paying off your loan, and don’t like the risk of possible lease-end charges, then you should consider finance as an option.

As a finance customer, throughout the term of your finance contract, your payments will consist of part principal and part finance charges. Each payment you make increases the amount of equity you’ve built up in your vehicle.

  • The benefits of financing your vehicle with Honda Financial Services are:
    • You are the owner of the vehicle.
    • All retail loans are open and you may pay out the finance contract at any time without prepayment penalties.
    • Simple interest method to calculate interest charges.
    • No kilometer charges.
    • No wear and tear charges.
    • Build equity.
    • Flexible terms.
    • Once all the payments have been made, you own the automobile
  • Things to be taken into consideration:
    • Monthly finance payments are typically higher than monthly lease payments as you are financing the total cost of your vehicle.
    • You are responsible for insurance coverage. Required coverage typically is detailed in your financing agreement.
    • You are responsible for maintaining the automobile. A maintenance schedule is outlined in the owner’s manual.

End of Your Finance Contract – What’s Next?

After making your payment each month for the duration of the financing contract, the vehicle is all yours. So what comes next? Negotiating a trade-in with your dealer may be a great way to come up with a down payment for your next Honda. You can also sell your vehicle privately or keep driving it for years to come – it’s your decision to make. For more information about your options at the end of your finance contract, please contact our Financial Services Department at 519-623-5991.

Customer Reviews

We are committed to making you a long-lasting customer and friend

  • Jenessa VanRooyen

    Cambridge Centre Honda was a perfect place to buy our van. Each team member that we met with was quick, professional, honest and we felt that they were listening to what we needed. We got the best price on our trade in and they worked quickly to get the best price for us. We appreciated how they worked. We highly recommend them to anyone, great [...]

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  • Rascle

    I bought my first brand new car here. Mark my sales associate was great and has become a friend of mine. Everyone that I delt with here was exceptional! They treat you like family which is awesome! Not enough good words to describe the wonderful staff here. Would absolutely buy another car here.

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  • Rachael Schaefer

    Cambridge Centre Honda made buying a car much easier. My husband and I had not planned to buy a new vehicle, but had to. We dealt with Mark in sales and he was very informative and helpful. When we decided on a vehicle, Colin finalized all the paper work. We had to wait a week for our car, but Colin was always available to answer any questions and got [...]

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  • Codi Forrest

    Purchasing my 2012 Civic EX from Cambridge Centre Honda was a great experience. It was a low-pressure environment and they were more than welcoming when I asked if I could have my mechanic inspect it. Kevin MacKenzie was very helpful and informative throughout the entire buying process. I would highly recommend visiting Cambridge Centre Honda if you're [...]

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  • Barb DaTerra

    Best experience we have had purchasing a new car. Fair trade in allowance without having to arm wrestle the new car manager. Marci, Colin and Tanja were very friendly and easy to deal with. We have heard only good things about the service department and look forward to meeting the people on that end of the dealership.

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